We are looking for our next Money Laundering Reporting Officer to join our team.
ABOUT US:
We’re Wirex and we’re not like anyone else. Why? Because we always do things our way, before anyone else does them – like creating the first ever debit card that lets you pay with crypto, making it easier for ordinary people to access DeFi-powered savings and setting up the world’s first cryptocurrency rewards scheme.
Our vision is a world in which everyone can enjoy the benefits of digital currency – everything from the power to send money around the world near-instantly without breaking the bank to buying, storing and exchanging 40+ top tokens on a secure, easy-to-use platform at some of the best rates in the industry.
We must be doing something right, because more than 6 million people across 130 countries are helping to change the world by using Wirex.
Are you part of the digital money movement? Do you want to change the way people think about money, forever? If your skills fit our vision, and you want to join a company that’s really going places.
Type of Cooperation:
Part-time (up to 5 hours per month), B2B Contract.
Location:
Full remote (preferably Poland/EU, no sanctioned countries).
PRINCIPAL ACCOUNTABILITIES
- Perform the MLRO function in compliance with Polish AML law.
- Lead on the local reporting requirements to regulators and other key stakeholders, preparation for CASP (MiCA) compliance.
- Prepare ad-hoc regulatory submissions or notifications (if required) to the GIIF and/or other competent bodies.
- Maintain liaison with the Polish FIU (GIIF) and other competent authorities; once MiCA enters into force — coordinate with the relevant supervisory body (e.g., KNF) within the remit of duties. Provide regular reporting of key FC risks and mitigation plans to various Committees.
- Ensuring appropriate controls are in place and adequate oversight of controls, including effective reporting.
- Escalate issues to the Chief Risk & Compliance Officer and local Director.
MAIN RESPONSIBILITIES OF THE ROLE
- Ensuring that Wirex takes steps to obtain and access any relevant “Know Your Client” information prior to accepting client applications.
- Preparing and submission external reports of suspected ML/TF to the GIIF (Polish FIU) and other authorities in line with Polish AML legislation.
- Maintain and periodically update the “FC/AML Programme” in the Polish context (CDD, sanctions, record-keeping), to be scaled up after the operational launch.
- Obtaining and using national and international findings supplied by the Government of Poland and the Financial Action Task Force (FATF).
- Adhere to the process for financial sanction requirements. Improve policies and procedures to meet Polish AML Act (Ustawa AML) requirements and upcoming MiCA obligations.
- Putting together annual reports based on risk assessments, which can be used by the firm to access their position and risk level.
- Working closely with other Wirex MLROs to share best practice.
EXPERIENCE AND SKILLS REQUIRED
- Experience in the Polish virtual-asset (VASP) market and/or involvement in CASP (MiCA) preparations in Poland; practical interaction with GIIF.
- Excellent knowledge of Polish AML/CFT requirements and EU sanctions regimes.
- 5+ years’ AML experience (flexibility may apply for a part-time profile with sufficient depth of expertise).
- ICA or ACAMS certification is highly desirable.
- Excellent oral and written skills and able to communicate with a variety of both internal and external stakeholders.
- Strong interpersonal skills are necessary to work effectively with colleagues across regions and departments.
- Have a strong compliance culture, integrity, and trustworthiness.
- Independent oversight and problem-solving skills.
- Ability to work without supervision.
- Efficient and well organized - ability to multitask effectively, whilst maintaining excellent attention to detail.
- Credible and assertive manner.
- Discretion, tact, and resilience.
- Professional manner with the ability to influence and persuade.
- Advanced fluency in Polish and English (verbal and written).
WIREX BEHAVIOURS AND VALUES REQUIRED FOR THE POSITION
- Ability to promote collaboration and sharing.
- Contributes to creating a positive ‘one-team’ environment and culture.
- Passionate about their area of expertise.
- Takes initiative and creates a drives innovations for our customers.
- Establishes high personal goals.
- Works towards collective success.
- Inspires and supports others to succeed.
