Principal Product Manager - Compliance / AML / Risk Platform

Coins.ph • Full-time • Shanghai, China • 8h ago

Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
Partner with Compliance to translate BSP / AMLC regulations into scalable product features

Build and improve KYC/KYB onboarding flows (individual & business)
Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
Balance conversion vs compliance (reduce friction without increasing risk)

Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
Collaborate with data teams to develop rules engines, alerting systems, and case management tools
Improve real-time monitoring capabilities for transactions and user behavior

5+ years of Product Management experience, preferably in fintech, payments, or crypto
Strong understanding of:
- AML / CFT frameworks
- KYC / KYB processes
- Transaction monitoring
- Experience building or managing:
  - Risk engines / fraud systems / compliance platforms
  - Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
  - Ability to translate regulatory requirements into scalable product solutions
  Nice to have
  - Experience in crypto / blockchain / exchange platforms
  - Knowledge of:
    - Fraud typologies (scams, mule accounts, phishing, etc.)
    - Sanctions screening & travel rule
    - Experience with tools/vendors like:
      
      Chainalysis / TRM / Elliptic
      
      Onfido / Sumsub / Jumio
      
      Background in compliance, risk, or data analytics