About Coins.ph
Coins.ph is the leading crypto-enabled financial platform in the Philippines, providing millions of users with access to digital payments, e-wallet services, domestic and cross-border payments, remittances, and digital asset services.
As a BSP-regulated Electronic Money Issuer (EMI) and licensed Virtual Asset Service Provider (VASP), Coins operates at the intersection of fintech, payments, remittance infrastructure, and crypto.
We are looking for a highly strategic and execution-oriented Chief Compliance Officer (CCO) to lead the company’s enterprise-wide compliance, AML, regulatory, and financial crime programs as we continue to scale our payments and digital asset ecosystem.
Role Overview
The Chief Compliance Officer (CCO) will be responsible for building, leading, and continuously evolving Coins.ph’s compliance and regulatory framework across:
- EMI and e-money operations,
- domestic and cross-border payments,
- remittance,
- virtual assets,
- wallet services,
- and digital financial products.
This leader will serve as the primary compliance partner to executive leadership, regulators, and the Board, ensuring Coins maintains strong regulatory standing while enabling responsible growth and innovation.
The ideal candidate combines:
- deep AML and financial crime expertise,
- strong BSP and Philippine regulatory experience,
- extensive payments and EMI knowledge,
- operational leadership,
- strong execution capability,
- and a pragmatic, business-oriented mindset.
This role requires someone who is highly credible with regulators and capable of driving complex regulatory and operational initiatives end-to-end.
Key Responsibilities
Regulatory & Compliance Leadership
- Lead the company’s overall compliance strategy, governance framework, and regulatory engagement.
- Serve as the primary liaison with BSP, AMLC, NPC, SEC, and other relevant regulators and stakeholders.
- Maintain strong and proactive relationships with regulators and ensure high-quality regulatory communication and responsiveness.
- Ensure ongoing compliance with:
- BSP regulations,
- EMI and e-money requirements,
- payment services regulations,
- AMLA requirements,
- VASP guidelines,
- consumer protection obligations,
- sanctions requirements,
- and other applicable laws and regulations.
- Lead regulatory examinations, audits, inspections, enforcement inquiries, and remediation programs.
- Drive timely and effective execution of regulatory commitments and corrective action plans.
- Provide regular compliance and risk reporting to executive management and Board committees.
Payments, EMI & Financial Crime Compliance
- Own and continuously enhance the company’s AML/CFT, sanctions, and financial crime compliance programs across:
- e-wallets,
- domestic payments,
- cross-border payments,
- remittances,
- crypto transactions,
- and partner ecosystems.
- Oversee:
- transaction monitoring,
- suspicious transaction reporting (STR),
- KYC / KYB,
- enhanced due diligence,
- sanctions screening,
- fraud risk controls,
- blockchain analytics,
- and wallet risk monitoring.
- Ensure effective risk-based controls across both fiat and digital asset flows.
- Drive automation, scalability, and operational excellence across compliance operations.
Execution & Cross-Functional Leadership
- Partner closely with Product, Engineering, Operations, Legal, Risk, and Commercial teams to support compliant product launches and business expansion.
- Translate regulatory requirements into operationally executable frameworks and controls.
- Lead cross-functional execution of major compliance and regulatory initiatives.
- Balance regulatory expectations with customer experience, operational efficiency, and growth objectives.
- Help define the company’s compliance risk appetite and escalation framework.
Team Leadership
- Build and lead a high-performing compliance organization across:
- AML,
- compliance operations,
- investigations,
- regulatory affairs,
- policy,
- QA,
- licensing,
- and training.
- Foster a culture of accountability, urgency, execution, and integrity.
- Mentor senior leaders and strengthen organizational capability at scale.
Qualifications
12+ years of compliance, AML, financial crime, regulatory, or risk management experience in:
- fintech,
- payments,
- EMI/e-money,
- digital banking,
- remittance,
- or financial services.
- Strong experience working directly with BSP, AMLC, and Philippine financial regulators.
- Deep understanding of:
- EMI and payments regulation,
- AML/CFT,
- sanctions,
- transaction monitoring,
- regulatory governance,
- and financial crime risk management.
- Proven track record managing regulatory examinations, remediation programs, and regulator relationships.
- Strong execution capability with demonstrated ability to drive complex initiatives from strategy through implementation.
- Experience leading large-scale compliance operations and teams.
- Strong executive presence, communication, and stakeholder management skills.
- Ability to operate effectively in fast-paced, high-growth environments.
